Archive for December, 2016

A sheriff’s deputy in Kansas Tased 91-year-old man with Alzheimer’s disease in his back after he refused to go to the doctor, shocking newly-released body cam footage shows.

Source: Cops tase 91-year-old man with Alzheimer’s | Fox News

The ads started popping up about a decade ago on social media. Instead of selling alcohol with sex and romance, these ads had an edgier theme: Harried mothers chugging wine to cope with everyday stress. Women embracing quart-sized bottles of whiskey, and bellying up to bars to knock back vodka shots with men.

In this new strain of advertising, women’s liberation equaled heavy drinking, and alcohol researchers say it both heralded and promoted a profound cultural shift: Women in America are drinking far more, and far more frequently, than their mothers or grandmothers did, and alcohol consumption is ending their marriages, alienating them from their children and killing them in record numbers.

White women are particularly likely to drink dangerously, with more than a quarter (25%) drinking multiple times a week and the share of binge drinking up 40 percent since 1999, according to a Washington Post analysis of federal health data. In 2013, more than a million women of all races wound up in emergency rooms as a result of heavy drinking, with women in middle age most likely to suffer severe intoxication.

This behavior has contributed to a startling increase in early mortality. The rate of alcohol-related deaths for white women ages 35 to 54 has more than doubled since 1999, according to The Post analysis, accounting for 8 percent of deaths in this age group in 2015.

“It is a looming health crisis,” said Katherine M. Keyes, an alcohol researcher at Columbia University.

Although independent researchers are increasingly convinced that any amount of alcohol poses serious health risks, American women are still receiving mixed messages. Parts of the federal government continue to advance the idea that moderate drinking may be good for you. Meanwhile, many ads for alcohol — particularly on social media — appear to promote excessive drinking, which is universally recognized as potentially deadly. These ads also appear to violate the industry’s code of ethics, according to a Post analysis of alcohol marketing.

For example, when girl-power heroine Amy Schumer guzzled Bandit boxed wine in the movie “Trainwreck,” Bandit’s producer, Trinchero Family Estates, promoted the scene on social media. Young women responded with photos of themselves chugging Bandit. Within months, Trinchero said, sales of boxed wines — sometimes called “binge in a box” — jumped 22 percent.

“We saw it first with tobacco, marketing it to women as their right to smoke. Then we saw lung cancer deaths surpass deaths from breast cancer,” said Rear Adm. Susan Blumenthal, a former assistant surgeon general and an expert on women’s health issues. “Now it’s happening with alcohol, and it’s become an equal rights tragedy.”

Alcohol marketing is regulated primarily by industry trade groups, but dozens of studies have found lapses in their record of enforcing the rules. As a result, an international group of public health experts convened by the World Health Organization’s regional office in Washington, D.C., plans to call in January for governments worldwide to consider legislation similar to laws adopted a decade ago to sharply curtail tobacco advertising.

Officials with the Distilled Spirits Council of the United States, one of the largest U.S. trade groups, defend their record of oversight, saying it has received high marks from federal regulators.

DISCUS tells members that ads should not “in any way suggest that intoxication is socially acceptable conduct.” The Beer Institute tells members that their “marketing materials should not depict situations where beer is being consumed rapidly, excessively.” And the Wine Institute prohibits ads that make “any suggestion that excessive drinking or loss of control is amusing or a proper subject for amusement” or that directly associate use of wine with “social, physical or personal problem solving.”

But these rules appear regularly to be flouted, particularly on alcohol companies’ websites and social-media feeds, which are soaking up a growing share of the more than $2 billion the industry is expected to spend on advertising this year. And the trade groups acknowledge that they do not investigate or act on possible violations unless they receive a formal complaint.

Some of the edgiest ads appear on social media — Facebook, Twitter, Instagram — where they can be narrowly targeted toward the inboxes and desperate little lives of the most eager consumers.

Jokes about becoming inebriated are common.

Women also are frequently shown drinking to cope with daily stress. In one image that appeared on a company website, two white women wearing prim, narrow-brimmed hats, button earrings and wash-and-set hair confer side by side. “How much do you spend on a bottle of wine?” one asks. The other answers, “I would guess about half an hour …” At the bottom is the name of the wine:

Mommy’s Time Out.

Another ad on a company website features a white woman wearing pearls and an apron. “The most expensive part of having kids is all the wine you have to drink,” it says above the name of the wine:

Mad Housewife.

This spring, Mad Housewife offered a Mother’s Day promotion: a six-pack of wine called

Mommy’s Little Helper.

“The rise in hazardous drinking among women is not all due to the ads. But the ads have played a role in creating a cultural climate that says it’s funny when women drink heavily,” said Jean Kilbourne, who has produced several films and books about alcohol marketing to women. “Most importantly, they’ve played a role in normalizing it.

Source: Booze causing ‘crisis’ for women | TribLIVE

Financial companies have NOT paid at least $164 billion in more than 100 mortgage-related settlements since 2009 the headlines have been lying to you:

Where Does the Mortgage Settlement Money Go?

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In 2014, Attorney General Eric H. Holder Jr. led a news conference about Bank of America’s $16 billion settlement. It was attended by such a large group of investigators that there was masking tape on the stage to show them where to stand. CreditLauren Victoria Burke/Associated Press

Since the 2008 housing crisis, federal regulators have touted billion-dollar settlements, which, by giving certainty to investors, are often accompanied by a jump in the bank’s stock price.

Financial companies have paid at least $164 billion in more than 100 mortgage-related settlements since 2009, according to an analysis by the law firm of Keefe, Bruyette & Woods. Below, we examine the eight banks that have paid the most and explain how the largest payments were divided up.

1. Bank of America: $71.23 billion in 24 settlements

The bank has settled mortgage-related cases with a plethora of federal and state regulators as well as investors from the Justice Department and the State Teachers Retirement System of Ohio. A number of these settlements are tied to Bank of America’s purchase of Countrywide Financial and Merrill Lynch.

In 2014, the bank paid the single largest government settlement by a company in American history: $16.65 billion. Some of this is in the form of “soft money,” or help for borrowers. The bank also gets credit for writing down loan balances. And the pain is significantly reduced by tax deductions.

“The real financial cost to the bank could be considerably lower,” said Laurie Goodman, a specialist in housing at the Urban Institute. “This is helping consumers, but it may not be costing the bank.”

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Related

Settling for $16 Billion, Bank Knows It Will Pay Much Less (Aug. 22, 2014)

2. JPMorgan Chase: $31.07 billion in 13 settlements

JPMorgan’s largest payout — $13 billion — centered on the sale of troubled mortgage securities to investors in the run-up to the crisis. The only fine in that 2013 case came from federal prosecutors in Sacramento, who took $2 billion of the penalty and deposited it into a fund at the United States Treasury. The next chunk, roughly $7 billion, went a range of federal and state authorities.

The Justice Department earmarked $4 billion to help struggling homeowners in hard-hit areas like Detroit.

Related

Where Does JPMorgan’s $13 Billion Go? (Nov. 20, 2013)

3. Citigroup: $12.26 billion in nine settlements

Federal prosecutors got creative in holding Citigroup accountable. As part of a $7 billion settlement in 2014, the bank agreed to provide $180 million in financing to build affordable rental housing.

The deal also includes $2.5 billion in so-called soft dollars for the financing of rental housing, mortgage modifications, down-payment assistance and donations to legal aid groups.

Related

Citi Settles Mortgage Securities Inquiry for $7 Billion (July 15, 2014)

4. Wells Fargo: $10.56 billion in eight settlements

In 2012, state and federal authorities announced a $26 billion mortgage settlement with big banks. The bulk of the settlement, about $20 billion, went to one million American homeowners who would have their mortgage debts reduced or their loans refinanced at lower interest rates.

The settlement also includes $1.5 billion for roughly 750,000 people who lost their homes to foreclosure between 2008 and 2011, with each receiving between $1,500 and $2,000.

Millions of mortgages owned by the government’s housing finance agencies, Fannie Mae and Freddie Mac, weren’t covered under the deal, excluding about half of the nation’s mortgages.

Related

Mortgage Plan Gives Billions to Homeowners, but With Exceptions (Feb. 10, 2012)

5. Deutsche Bank: $9.13 billion in two settlements

Germany’s largest bank reached a $7.2 billion deal this week to resolve a federal investigation into its sales of toxic mortgage securities. The civil settlement requires Deutsche Bank to pay a $3.1 billion penalty and provide relief to American consumers valued at $4.1 billion. The bank said the consumer portion is expected to be “primarily in the form of loan modifications and other assistance to homeowners.”

Related

Deutsche Bank to Settle U.S. Inquiry Into Mortgages for $7.2 Billion (Dec. 23, 2016)

6. Morgan Stanley: $7.92 billion in nine settlements

The bank paid $3.2 billion to strike a settlement this year with federal and state authorities over its creation of mortgage-backed bonds. About $400 million went to consumer relief.

Related

Morgan Stanley Will Pay $3.2 Billion Over Flawed Mortgage Bonds (Feb. 12, 2016)

7. Goldman Sachs: $7.26 billion in seven settlements

The bank paid $5.1 billion to settle with state and federal officials this year. But Goldman will be able to reduce its bill by as much as $1 billion through government incentives and tax credits.

“They appear to have grossly inflated the settlement amount for P.R. purposes to mislead the public, while in the fine print enabling Goldman Sachs to pay 50 to 75 percent less,” said Dennis Kelleher, the founder of the advocacy organization Better Markets, referring to the government announcement. And that is before the tax benefits of the deal are included.

Related

Goldman’s Settlement on Mortgages Is Less Than Meets the Eye (April 12, 2016)

8. Credit Suisse: $6.28 billion in three settlements

The Swiss bank agreed this week to pay $5.3 billion to settle an investigation by the United States authorities into the packaging and sale of mortgages. Credit Suisse said it would pay a civil penalty of $2.48 billion and provide unspecified relief to American consumers valued at $2.8 billion over five years.

Related

Credit Suisse to Pay $5.3 Billion to Resolve Mortgage Inquiry (Dec. 23, 2016)

 

Source: Where Does the Mortgage Settlement Money Go?

World’s Oldest PersonBorn on 29 November 1899, Emma Morano is 116 years old and is currently the world’s oldest living person. She is believed to be the last person living born in the 19th century. So, what’s her secret to longevity? Well, she has been following the same diet for around 90 years. She has three eggs per day (two raw, one cooked), fresh Italian pasta and a dish of raw meat.

Source: 50 Unique Women Who Deserve The Spotlight – Page 24 of 50 – Viral Scoop

She also said many people contact her to purchase positive pregnancy tests, some even traveling from as far as Orlando, but she added that she makes it a point to never ask what the buyers do with the positive pregnancy tests.WJAX-TV’s “law and safety expert” Dale Carson disagreed. “Fraud is the first thing that comes to my mind,” he stated. “This is the kind of thing that makes legislators go ‘we need to pass a law that says you can’t do this.’”

Source: Florida woman earns middle class salary selling positive pregnancy tests on Craigslist – TheBlaze

leading scientist Dr Noel Sharkey, a former advisor to the UN, called on governments to prevent robotics being hijacked by the sex industry

Source: Sex will be just for special occasions in the future as robots will satisfy everyday needs

Ten years ago, Shinya Yamanaka revolutionized biological research with his discovery of how to turn ordinary skin cells into stem cells with just four key genes.

Source: Reflecting on the Discovery of the Decade: Induced Pluripotent Stem Cells | Gladstone Institutes

Mice were rejuvenated through a four-gene cocktail that allowed them to repair aging signs including loss of hair and organs malfunction. There were no signs of cancer and compared to untreated mice, the reprogrammed mice looked younger, with better organ function, improved cardiovascular performance and lived 30 percent longer.

Source: Study shows aging might be reversible thanks to cells group

No, your pubic hair cannot prevent STDs.

Source: Myths about pubic hair you must stop believing t1216 | Photo Galleries of Weight Loss, Diet Plan, Healthy Recipes, Sexual Health | TheHealthSite.com

The mis information begins with a study that has no causation links to anything just much innuendo and misdirection from facts.

Source: Not to shave? In life (and TV), pubic hair is staying on

A man has been “cured” of prostate cancer using an experimental therapy that shocks tumours to death with the sex hormone testosterone.

A man has been “cured” of prostate cancer using an experimental therapy that shocks tumours to death with the sex hormone testosterone.

The disease was at an advanced stage and had failed to respond to previous treatment.

Other seriously ill men taking part in the same trial showed responses that astounded scientists.

Their tumours were seen to shrink and progress of the disease was halted in several patients.

Levels of Prostate Specific Antigen – a blood marker used to monitor prostate cancer – fell in the majority of the 47 participants, with one individual seeing his PSA levels drop to zero after three months.

More on this…

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  • The do’s and don’ts of the prostate cancer diet

He shows no remaining trace of the disease after 22 cycles of treatment and appears to be cured, said the researchers.

Each year around 47,000 men are diagnosed with prostate cancer in the UK and 11,000 die from the disease.

Source: Man cured of prostate cancer after being given testosterone to shock tumors